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Thailand's currency
is the baht, which is divided into 100 satang. The exchange
rate is listed daily (except Monday) in the business sections
of the Bangkok Post and Nation newspapers.
 Banknotes
are issued in denominations of 10 baht (brown, but gradually
being withdrawn in favour of coins), 20 baht (green),
50 baht (blue), 100 baht (red), 500 baht (purple) and
1000 baht (grey). Coins in circulation are 25 satang and
50 satang (bronze) and 1 baht, 5 baht and 10 baht (silver).
To confuse matters, 1 baht coins come in three different
sizes.
Internationally recognized credit cards are widely
accepted. Banking services are provided nationwide by
Thai banks (Bangkok Bank and Thai Farmers Bank are the
two largest financial institutions) and branches of some
foreign banks: hours are Mon-Fri 09:00-15:30. There are
also authorized currency exchange counters in tourist
areas. Hotel cashiers will change money but usually at
a poorer rate than given by banks.
All major shopping centers have bank branches that are open Mon-Sun 10:00-20:00. Branches
you can usually find is Siam Comercial Bank (SCB), Bangkok Bank, Thai Farmers Bank. ATM (Cash Machines) is
widely available 24 hours and accept all major credit cards, such as VISA, MasterCard, etc.
Tipping is not a common
practice outside major hotels and restaurants.
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